New Jersey Paycheck Calculator
Estimate your take-home pay in New Jersey after federal and state taxes, payroll taxes, and deductions. Enter your salary, pay frequency, filing status, and deductions to calculate your paycheck.
Results update automatically as you change any value.
$2,352
Take-home pay, per paycheck
You keep 76.4% of your gross paycheck
Uses official 2026 federal and state withholding rules.
New Jersey Paycheck Taxes
New Jersey withholds state income tax using its 2026 withholding method (graduated (rate tables a-e)), in addition to federal income tax, Social Security, and Medicare.
New Jersey also has employee-paid payroll taxes beyond income tax withholding: Unemployment Insurance, Workforce/Supplemental Workforce Fund, Temporary Disability Insurance, Family Leave Insurance (all employee share). These are calculated separately from state income tax and shown as their own line items in your results.
Frequently Asked Questions
Does New Jersey have state income tax?
Yes. New Jersey withholds state income tax on a graduated schedule using Rate Tables A through E, based on the filing status and allowances claimed on Form NJ-W4.
What other payroll taxes come out of a New Jersey paycheck?
New Jersey is unusual in having four separate small employee-paid payroll taxes beyond income tax: Unemployment Insurance (0.3825%), Workforce/Supplemental Workforce Fund (0.0425%), Temporary Disability Insurance (0.19%), and Family Leave Insurance (0.23%). The calculator lists each as its own line item rather than combining them.
Do New Jersey's payroll taxes have wage caps?
Yes, but not the same cap as Social Security. Unemployment Insurance and the Workforce Fund share one annual wage base ($44,800 for 2026); Temporary Disability and Family Leave Insurance share a separate, higher one ($171,100 for 2026). Entering accurate year-to-date wages helps the calculator apply these caps correctly.
Does New Jersey have local income taxes?
No. No New Jersey municipality levies its own wage income tax on top of the state and payroll taxes above.
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Estimates are for informational purposes only and may not reflect your actual paycheck. Tax withholding depends on your individual circumstances, employer payroll settings, deductions, local taxes, and current federal and state rules. SalaryHow does not provide tax, legal, or financial advice.
Tax sources
2026 New Jersey paycheck calculations use official federal tax guidance and withholding rules published by New Jersey Division of Taxation.
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